Qoyod Review: ZATCA-Certified Cloud Accounting for Saudi Businesses | LLCGuidance

قيود

Qoyod review: accounting software built around Saudi e-invoicing

Qoyod is a cloud accounting platform made for businesses in Saudi Arabia. It combines invoicing, VAT, inventory, point of sale and reporting in one system, and it is certified by ZATCA for Phase 1 and Phase 2 e-invoicing.

Qoyod states that no credit card is required for the trial. This page contains an affiliate link; see the disclosure.

Best for
Saudi SMEs, retailers, restaurants and accounting firms
Compliance
ZATCA Phase 1 and Phase 2 certified
Free trial
14 days, no credit card required
Skip it if
Your business operates outside Saudi Arabia

A look at the Qoyod dashboard

Sales, expenses, VAT and ZATCA invoice status on one screen. This is an illustrative mock-up with sample numbers, not a screenshot of the product.

Sample data for illustration only. Layout and names will differ in the real product.

What is Qoyod?

Qoyod (قيود) is an integrated cloud accounting system for startups, small and mid-sized companies, and larger enterprises across Saudi Arabia. It has been on the market for more than ten years, and the company says over 25,000 Saudi businesses use it.

The main reason to look at Qoyod is compliance. Saudi businesses must issue e-invoices that meet ZATCA (the Zakat, Tax and Customs Authority) requirements. In Qoyod, every invoice is signed and submitted automatically, so you don’t need a separate technical integration to stay compliant.

Accounting entries are created in the background as you sell and buy. That makes it usable for owners who aren’t accountants, while accountants still get advanced tools such as cost centers, accounting dimensions, recurring entries and consolidated reports.

If you’re also setting up a company structure, our guide to the best LLC formation services covers the US side of starting a business.

What you get with Qoyod

The core features are the same across editions. Higher plans add users, branches, accounting depth and integrations.

  • ZATCA e-invoicing

    Phase 1 and Phase 2 support. Invoices are generated as UBL XML with a QR code and digital signature, then submitted to the Fatoora platform, with invoice archiving built in.

  • VAT and reporting

    VAT is calculated in real time, and you get a VAT return ready to file with ZATCA. Financial reports, receivables and expenses sit on one dashboard.

  • Sales, purchases and inventory

    Quotes, invoices, supplier bills and stock tracking in one place, so a sale updates your books and your inventory together.

  • Point of sale

    Qoyod has its own POS that connects directly to the accounting platform, useful for shops and restaurants that want sales recorded without double entry.

  • Banking

    Import bank statements and match transactions to accounting entries automatically. Business plan customers get direct integration with Saudi banks for live transaction tracking.

  • Tools for accountants

    Journal entry templates, automated month-end close, cost centers, accounting dimensions, fixed assets, multi-currency accounting and audit reports.

  • Integrations and API

    Connects with e-commerce platforms such as Salla and Zid, shipping companies and payment gateways, and offers API access for custom connections.

  • Bookkeeping service

    If you’d rather not do it yourself, a Qoyod accounting team can take over managing your books.

  • Data hosting and security

    Qoyod says all data is hosted on cloud servers inside Saudi Arabia, with daily backups and encryption in transit and at rest.

Who Qoyod fits

Qoyod lists more than 74 business fields across 11 sectors. These are the most common profiles.

Shops and e-commerce

POS, inventory and Salla or Zid integrations keep sales and stock in sync with your books.

Restaurants and cafes

Record daily sales from the POS and track purchases and costs without separate spreadsheets.

Professional offices

Issue compliant invoices for retainers and projects and keep VAT filing simple.

Contractors and traders

Manage suppliers, stock and receivables, with cost centers when you need to split by project.

Accounting firms

Manage multiple clients with accounting dimensions and external auditor reports.

Strengths and limits

What works well

  • ZATCA Phase 1 and 2 certification with automatic signing and submission
  • Built for the Saudi market, with local support and local data hosting
  • Accounting, POS, inventory and e-invoicing in one platform
  • Works for non-accountants but has depth for professionals
  • 14-day free trial with no credit card

What to consider

  • Value is concentrated in Saudi compliance and local integrations, so it’s a poor fit outside the Kingdom
  • Prices aren’t listed in full on the website, so check current plan details before you commit
  • Very large organizations with complex needs should test advanced features during the trial

Pricing and free trial

Qoyod offers several plans. They differ by the number of users and branches, the accounting features included, and the depth of integrations. A Business plan adds accounting dimensions, budgets and custom integrations for larger companies.

Because plans and prices can change, use the trial to confirm which one matches your team size and invoice volume.

  • 14 days free
  • No credit card required
  • Setup help from Qoyod experts
  • ZATCA-compliant from day one
See current plans

How to get started

  1. Start the trial

    Sign up through the link on this page. You don’t need a credit card.

  2. Set up your business

    Add your company details, VAT information, products and customers. Qoyod’s team can help with setup.

  3. Issue your first e-invoice

    Create an invoice and confirm it is signed and submitted to ZATCA before you move your full workflow over.

Running a business beyond Saudi Arabia?

Qoyod is a regional specialist. If you also run a US company or an LLC, compare accounting, payroll and formation tools on LLCGuidance.com.

Compare LLC services

Frequently asked questions

Is Qoyod compliant with ZATCA Phase 2?

Yes. Qoyod is certified by ZATCA for Phase 1 and Phase 2 of e-invoicing. Each invoice is automatically signed and submitted according to ZATCA’s requirements, with no technical setup on your side.

Do I need accounting experience to use Qoyod?

No. Accounting entries are created automatically as you record sales, purchases and expenses. Accountants can also use advanced tools such as journal templates, dimensions and audit reports.

Do I need to install anything?

No. Qoyod is cloud software, so you work from your browser.

Where is my data stored?

Qoyod says all data is hosted on cloud servers inside Saudi Arabia, with daily backups and encryption in transit and at rest.

Does Qoyod have a point of sale system?

Yes. Qoyod has a POS that is fully integrated with the accounting platform, so sales flow into your books automatically.

Does it work with Salla, Zid and my bank?

Qoyod integrates with e-commerce platforms including Salla and Zid, shipping companies and payment gateways. You can import bank statements and match them automatically, and Business plan customers get direct integration with Saudi banks.

Can Qoyod manage my books for me?

Yes. Qoyod offers a bookkeeping service where a specialized accounting team takes ownership of your books.

Is Qoyod a good choice outside Saudi Arabia?

Probably not. Its value comes from ZATCA compliance and Saudi integrations. For US or international businesses, browse our accounting software reviews instead.

See if Qoyod fits your business

Try it free for 14 days and issue your first ZATCA-compliant e-invoice before you pay anything.

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Affiliate disclosure: Some links on this page, including those to Qoyod, are affiliate links. If you sign up through them, we may earn a commission at no extra cost to you. Feature details come from Qoyod’s public website and may change, so confirm current plans, prices and ZATCA requirements with Qoyod and ZATCA directly. LLCGuidance is not affiliated with ZATCA. © 2026 LLCguidance.com

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